Compare Tradesman Insurance And Liability Cover
Tradesman insurance is essential for all types of consultants, engineers, technicians, installers, repairers, contractors, maintenance workers, fitters and cleaners etc.
Why Do I Need Tradesman Insurance?
Your living could be ruined in a matter of seconds by a simple error. Tradesman insurance policies can protect you by providing you with cover against financial losses arising from situations at work. Whether you come up against a personal injury, legal action or liability issues, a tradesman insurance policy should provide you with the protection you need.
Compare Tradesman Insurance Quotes Online
Some people make a direct line to the nearest insurance broker to get quotes for tradesman insurance such as public liability insurance, builder insurance, contractors business insurance, small business insurance and tradesman insurance liability.
The wise thing to do is to compare tradesman insurance quotes before deciding which one to get.
Examples Of Tradesman Insurance
Tradesman Public Liability Insurance
Public liability insurance will cover you against any injury caused to your customers or the public or damage to their property as a result of your work.
Example: A fitter incorrectly installed a gas heating system causing a fire in a commercial premises. Claim made: £230,000.
Tradesman Employers Liability Insurance
Employers liability insurance will cover your employees against accident, injury and death sustained whilst working for you. If you have employees (or part time staff and subcontractors) a minimum £5,000,000 employers liability cover is a legal requirement.
Example: A sub-contractor roofer fell of a ladder whilst repairing a roof, suffering injuries. Claim made: £40,000.
Tradesman Tools And Equipment Insurance
Tradesman tools and equipment insurance will cover you for lost or damaged tools and cover against trade materials.
Claims Example: A contractor had a tool kit stolen whilst working on a building site. Claim made: £5,000.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Public liability insurance is designed to cover you in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made yourself liable to be sued, having the right insurance can give you the cover you need.
Find out how much you could save on the public liability insurance for your business by comparing policies.
An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.