Temporary Liability Insurance
Some people buy temporary, or short term, liability insurance to cover an event that they are organising.
Temporary event public liability insurance isn’t cost effective. It won’t cover you if someone notices a mistake, a costly error or damage etc. after the event and the cover has expired. The temporary insurance is only effective whilst it is active.
If you compare costs, temporary cover would be almost the same as an annual premium and if you bought temporary cover more than once in a year then it would end up costing you more. Plus, with annual liability cover you are always ready to work at a minute’s notice without needing to get insured again.
Your best bet is to get annual liability cover. For a free annual premium quote, please click on the ‘Get a quote online’ button.