All small businesses should consider whether they are covered with the appropriate business insurance.
Public liability insurance – covers claims arising from your liability for injury to a person outside of your employment or damage to their property.
Employers’ liability insurance – a legal requirement if you have 1 or more employees, this cover insures for claims arising from your liability for employee illness, injury or death.
Professional indemnity insurance – covers claims arising from your negligence or bad advice in work you have done for a client.
Peace of Mind
People whose wealth is linked to the businesses they own are at risk of losing both if a lawsuit goes against them.
Insurance policies give business people the peace of mind of knowing that you are properly covered so that you can concentrate on running your business!
An increasing number of businesses have now recognized the tremendous benefits of business insurance and are now electing to purchase insurance as a way of protecting their businesses interests. If you have not yet thought about how your business would afford the expenses that might be incurred in the event a client or member of the public should launch a compensation claim against your business, it is certainly time to do so.
To get best value for money, you should do a market comparison and get a range of quotes from trusted insurers.
Simply click on a ‘Get a quote online’ button to compare insurance quotes online.