Shopkeepers’ Liability Insurance
Liability insurance for shopkeepers is available at reasonable prices. Policies can cover your legal liability in the event of injury to a customer during the course of your work or property damage due to your negligence. While public liability insurance is not compulsory at this moment in time, you should have a policy in place as part of your business plan to cover yourself should anything happen.
Employers liability insurance is legally required if you have any employees, regardless of how often they work.
Who Are The Shopkeepers?
There are many types of shop such as: antique shop, barbershop, beauty parlour salon, bookshop, bookstore, boutique, builders’ merchant, cash-and-carry, chain store, charity shop, chip hop, convenience store, corner shop, delicatessen, department store, drapery, dry cleaners, filling station, fish and chip shop, garage, garden centre, general tore, gift shop, hardware shop, hypermarket, ironmongers, newsagents, off-licence, outfitter, pharmacy, stationer, store, supermarket, sweet shop, takeaway, toy shop.
All these shops need business insurance.
Compare Insurance Policies For Shopkeepers
Keep your life’s work safe no matter what the world throws at you with business insurance. Compare insurance options and choose the best plan to keep you in business.
As with larger businesses, physical damages, lawsuits and liability can all affect a small business. However, small businesses can continue running under these circumstances by keeping a comprehensive insurance policy.
When Do You Need Public Liability Insurance?
Public liability protection covers injuries and damages claims brought against your business, either at your own workplace, at a customer’s workplace or elsewhere when you are carrying out your business.
It also covers other mishaps that you might encounter, such as damage to or loss of equipment that you own or have hired from third party suppliers. Equally, it covers damages to or loss of goods in transit.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Public liability insurance is designed to cover you in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made yourself liable to be sued, having the right insurance can give you the cover you need.
Professional liability insurance is usually called professional indemnity insurance. It covers you for the financial consequences of professional mistakes and negligence, and it is often taken by those in professions which offer consultancy services.
Find out how much you could save on liability insurance for your business by comparing policies.
An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.