Shop Landlord Liability Insurance Including Public Liability
Shop landlord insurance in the UK is a policy that covers a retail shop commercial property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside.
The policy will normally cover standard perils such as fire, lightning, explosion, earthquake, storm, flood, escape of water/oil, subsidence, theft and malicious damage. Each policy is different and may or may not include all these items. Optional coverage might include accidental damage, terrorism, legal protection, alternative accommodation costs, contents, rent guarantee and public liability.
Who are the shop landlords?
A person who owns and rents buildings for use as shops and similar commercial retail business premises.
Types of insurance for shop landlords
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
You can choose from these landlord covers:
Shop landlord liability including landlord public liability insurance
Loss of rent or alternative accommodation
Compare shop landlord insurance quotes
Find out how much you could save on insurance for your business by comparing policies.
Shop Landlord Liability
Whatever type of property you own, chances are you have a considerable amount of money tied up in that property. This is an investment you need to protect for a whole variety of reasons. What if there’s a fire for instance? Even if you think, “it won’t happen to me,” investing in a landlord insurance policy might save you from possibly the costliest expense of your life. Of course, there are many more benefits to buy-to-let landlord insurance. You can get cover for a comprehensive range of properties catering for all types of styles, sizes, ages, conditions and locations.
Buildings insurance for landlords
When you invest in commercial property, it’s important to protect your investment against disasters such as fire or flooding. If the property became uninhabitable because of this, you would lose your income and be responsible for the re-building costs.
Landlord buildings cover is therefore one of the most important policies you can take out to protect your investment.