What Is Public Liability Insurance?
Liability insurance for surveyors is available at reasonable prices. Policies can cover your legal liability in the event of injury to a client during the course of your work or property damage due to your negligence. While public liability insurance is not compulsory at this moment in time, you should have a policy in place as part of your business plan to cover yourself should anything happen.
Employers liability insurance is legally required if you have any employees, regardless of how often they work.
Who are the surveyors?
In the UK, surveyors are a group of professionals who are extremely varied in the work that they do. They are regulated by the Royal Institution of Chartered Surveyors (RICS).
Types of surveyors are: Environmental Surveyors including Risk Assessors,
Minerals and Waste Surveyor, Rural Surveyor, Geomatics Surveyor, Hydrographic Surveyor, Planning and Development Surveyor, Residential Property Surveyor, Commercial Property Surveyor, Quantity Surveyor and
Other types of surveyor include Land Surveyors, Highway Surveyors, Geodetic Surveyors, Marine Surveyors, Mine Surveyors, Geophysical Prospecting Surveyors and Photogrammetric Engineers.
Compare Insurance Policies For Surveyors
Keep your life’s work safe no matter what the world throws at you with business insurance. Compare insurance options and choose the best plan to keep you in business.
As with larger businesses, physical damages, lawsuits and liability can all affect a small business. However, small businesses can continue running under these circumstances by keeping a comprehensive insurance policy.
When Do You Need Professional Liability Insurance?
You should consider taking out professional liability insurance if your business offers a professional service to other businesses. It covers you if you are negligent or make a mistake which causes a client’s business to suffer financial loss.
For example, if an architect makes a mistake in the plans for a construction project, and it is only discovered once the building work is underway and materials purchased, the client would be likely to lose money through time for re-building and the cost of wasted materials. The architect would be liable for this cost.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Insurance: Public liability insurance is designed to cover you in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Insurance for public liability can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made yourself liable to be sued, having the right insurance can give you the cover you need.
Professional liability insurance is usually called professional indemnity insurance. It covers you for the financial consequences of professional mistakes and negligence, and it is often taken by those in professions which offer consultancy services.
Find out how much you could save on liability insurance for your business by comparing policies.
How Do I Get Public Liability Insurance?
An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.
Simply click on a ‘Get a quote online’ button for a free liability insurance quote.
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