Who Needs Plumbers’ Liability Insurance?
Public liability insurance is crucial for plumbers and their business.
If you’re a tradesman, you’ll probably realise how important it is to have the right kind of plumbers’ insurance in place.
Whether you are a plumber working on a construction site or on private property, an accident could result in a hefty compensation sum being awarded to a third party.
How Does Public Liability Insurance Protect You?
Public liability insurance will protect you from any liabilities from a Third Party (other than your employees), bodily injury or damage to their property that may occur during the normal operation of your business.
As a plumber, it is likely you’ll carry out a wide range of jobs. This could see you climbing high ladders, lifting heavy equipment, or decorating expensive properties. While there is always likely to be an element of danger involved in working as a plumber, the potential legal repercussions of you injuring a third party or damaging their property should not be taken lightly.
Making Finding Insurance Easy
Good insurance for plumbers can sometimes be hard to find and building the perfect policy can feel time-consuming. Your trade provides its own risks and liabilities and you need to make sure that you and your customers are protected.
Amount Of Liability Cover Required
The amount of cover you need will vary according to your business type and other factors. Many small businesses take out £5 million of cover.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Public liability insurance is designed to cover you in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made yourself liable to be sued, having the right insurance can give you the cover you need.
Find out how much you could save on the public liability insurance for your business by comparing policies.
An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.