Business Insurance Cover http://www.yourpublicliability.org  Business Insurance Cover Tue, 06 Mar 2018 15:40:19 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 89809416 Churchill – new five pound note http://www.yourpublicliability.org/churchill-new-five-pound-note/ Wed, 22 Jan 2014 14:33:41 +0000 http://www.yourpublicliability.org/?page_id=2950  Business Insurance Cover -  Business Insurance Cover

“Never has so much been owed by so many to so few.” How appropriate! A condemnation of the banking system scam. Bring back the Bradbury Pound.

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winston churchill new five pound note design

“Never has so much been owed by so many to so few.”

How appropriate!

A condemnation of the banking system scam.

Bring back the Bradbury Pound.

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Simply Business Insurance Advertising http://www.yourpublicliability.org/simply-business-insurance-advertising/ Thu, 16 Jan 2014 15:15:58 +0000 http://www.yourpublicliability.org/?page_id=2946  Business Insurance Cover -  Business Insurance Cover

Simply Business Simply Business, the online comparison site for business insurance, has hired a major advertising agency ahead of its first big ad campaign. The Interpublic media agency will initially plan and buy a test TV and digital ad campaign to launch in the spring of this year. If the test campaign is successful, UM […]

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Business insurance

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Simply Business

Simply Business, the online comparison site for business insurance, has hired a major advertising agency ahead of its first big ad campaign.

The Interpublic media agency will initially plan and buy a test TV and digital ad campaign to launch in the spring of this year. If the test campaign is successful, UM will be charged with developing an ad campaign with a ‘significant’ budget.

Jasper Martens, the head of marketing and communications at Simply Business, said: “UM London’s preparation, planning and approach were the strongest by far, beating contenders OMD and others. UM London won because the agency looked after our needs most closely.”

Insurance Products – Wide Range

Simply Business offers a wide range of business insurances. For a free, no-obligation quote, please click here:

Business insurance

Details to look out for on your policy

Is your business covered for the right things? For example, if you work at heights above 10m, is this covered?
Which exclusions are on the policy? Cheaper quotes may exclude circumstances that are important for your business.
Have you chosen the right level of cover for your business and a level that is acceptable for your clients?

Simply Business FAQ

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Essential Business Insurance Guide http://www.yourpublicliability.org/essential-business-insurance-guide/ Thu, 24 Oct 2013 15:22:57 +0000 http://www.yourpublicliability.org/?page_id=2926  Business Insurance Cover -  Business Insurance Cover

What are the main types of business insurance? Keep calm and insure Sorting out your essential commercial insurance can be quite easy to forget, particularly if you are starting in a new industry or profession. In the early stages of a company or in harsh economic times, the extra burden of an insurance policy can […]

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Business insurance

What are the main types of business insurance?

Keep calm and insure

Sorting out your essential commercial insurance can be quite easy to forget, particularly if you are starting in a new industry or profession. In the early stages of a company or in harsh economic times, the extra burden of an insurance policy can also be off-putting.

But certain types of tradesman or professionals would not be hired without insurance and most business owners just have too much to lose in the early stages not to be adequately covered.

Accidents resulting from your business activities could happen… You need Public Liability

Whenever a business involves contact with the public or third parties, there is the possibility of an accident happening that may result in injury to that person or damage to their property.

Public liability insurance is the type of cover that would protect you from any successful claim made against your business and would cover any related costs; for example compensation payouts, the cost of repairing damage, or legal expenses incurred in defending the case.

Professional Indemnity

Self-employed professionals who provide consultancy services to businesses or individuals in areas such as consultants, trainers, tutors, architects and project managers; those who consult on health and fitness such as personal trainers; or those who offer a service such as photographers or beauty therapists, should consider taking out Professional Indemnity insurance.

PII protects professionals from situations where they have been negligent or where there have been serious mistakes in their work, and as a result you have been faced with paying a claim for compensation. Any large payouts you might have to make could seriously cripple or even close down your business, not to mention the legal costs involved. Professional indemnity could cover these costs, ensuring your business doesn’t lose out.

Does your business have employees? You need Employer’s Liability

If your business employs staff, even on a part-time or temporary basis, you must take out Employer’s Liability Insurance – it’s the law. You legally need to have a minimum of £5m cover, however many insurers will automatically put you down for £10m, so if you only have 1 or 2 employees you may want to double check how much you’re paying for.

Employer’s liability insurance may seem like a nuisance and unnecessary extra expense but the law is there to protect you and your business. If an employee is injured or becomes ill in the course of their work, and it can be proven as your fault, you could face a claim for compensation. This policy will ensure that your business is protected from this cost. Another good reason for making sure you comply with this law is that there is a £2,500 fine for each day you are in business without cover.

There are some notable exceptions to the law:

1. If you are not a limited company and you only employ yourself or close family members.

2. If you are a limited company and have 1 other employee who owns 50% or more of the share capital.

Business insurance

Additional business covers

There are other covers which can be equally important, depending on what your business does.

Business Interruption Insurance

This cover compensates your business for lost income when your business is forced to suspend due to an event that is stated in your policy. It could be for an incident as small as a power outage lasting a couple of days that prevents your shop from opening, or one as big as a fire on your premises which could prevent your business from opening for weeks or months.

Stock cover

If your business holds any stock on its premises, insurance can be taken out specifically to protect it from theft, damage or destruction. There may be certain conditions attached to this type of insurance which dictate the manner in which the stock has to be stored. This is especially the case with specialist stores (antique shops for example) or flammable stock like books or paintings.

Tools cover

If you are a tradesman, this can be a vital cover. Good quality tools used by professionals are often very expensive and sometimes take time to replace. Any loss would be detrimental to a business where clients expect reliability.

Theft by employees

As well as general theft from outside parties, you can get cover protecting your cash, tools and stock against theft by employees.

All the necessary covers under one policy

This seems like a lot of different insurance policies to undertake and one would assume that the cost for so many would be prohibitive. Many insurers, however, will include all of them under one policy and by doing so can cut the cost down. This also makes it easier when the time comes to renew.

Companies such as Simply Business can help make the buying process easier by offering a range of online quotes to compare from leading insurers, which are based on your individual information. You can buy instantly online and view the policy document attached to each quote given, to ensure that you are covered in the right areas.

This article was originally published by www.simplybusiness.co.uk

Finding The Best Business Insurance For Your Commercial Needs

You can compare the cheapest business insurance quotes available from the best business insurance companies in the UK and find a cheap business insurance policy that gives you the protection you need in minutes.

Simply click on the button below:

Business insurance

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Business Insurance FAQ http://www.yourpublicliability.org/business-insurance-faq/ Thu, 03 Oct 2013 09:54:20 +0000 http://www.yourpublicliability.org/?page_id=2915  Business Insurance Cover -  Business Insurance Cover

Business Insurance – Frequently-asked Questions Keep calm and insure Why do businesses need insurance? Insurance is a way to transfer risk. You transfer the possibility of loss occurring to the insurer in return for the premium. Most businesses will require some sort of business insurance and the type of cover you will require depends largely […]

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Business insurance

Business Insurance – Frequently-asked Questions

keep calm and insure

Keep calm and insure

Why do businesses need insurance?

Insurance is a way to transfer risk. You transfer the possibility of loss occurring to the insurer in return for the premium.

Most businesses will require some sort of business insurance and the type of cover you will require depends largely on the nature of your business and activities involved.

What business insurance options are available?

Business insurance is a general term covering options that are either desirable or a business necessity. Some of the options include:

1. All UK-based employers are required by law to have employers’ liability insurance;
2. Public liability insurance;
3. Employers’ liability insurance;
4. Professional indemnity insurance.

Who do I need to provide employers’ liability cover for?

In general you need to provide cover for anyone who undertakes work solely for you in a paid capacity.

What is public liability insurance?

Public liability insurance covers your legal liability for physical injury, damage or loss caused to third parties arising from your business activities.

How can I insure my business against customer claims?

Public liability insurance protects businesses against claims made by customers, vendors or visitors who declare that they were injured or suffered losses due to your company’s actions or conditions on your premises. Many public liability claims are made by customers who are injured as a result of an accident, such as slipping on spilled liquids. In the event of a claim, a public liability policy pays out to protect your company against damages and legal expenses.

Which type of business insurance should restaurants, pubs and bars carry?

Restaurants, pubs, nightclubs should consider dedicated liability policies that address the risks these businesses face.

Public liability protection is essential as the use of alcohol can impair judgement and increase the risk of injuries or property damage.

I’m just getting my business started. Do I need insurance right away?

Yes, because the chance that you could suffer a loss begins with the first day of business. You can’t get insurance after the event.

You must be prepared for the risks associated with any business and the losses, sometimes catastrophic, that they can cause.

What is professional indemnity insurance?

Professional indemnity insurance protects your company’s legal liability for claims made against you alleging financial loss following breach of professional duty or negligence.

How much does business insurance cost?

The cost of insuring a business depends on a number of factors, including the size of your staff, the nature of your work, the risks you encounter in your daily operations and the location of your premises.

Finding The Best Business Insurance

Compare the cheapest business insurance quotes available from the best business insurance companies in the UK and find an inexpensive business insurance policy that gives you the protection you need in minutes.

Simply click on the button below:

Business insurance

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Money Saving Expert http://www.yourpublicliability.org/money-saving-expert/ Wed, 31 Jul 2013 14:30:28 +0000 http://www.yourpublicliability.org/?page_id=2861  Business Insurance Cover -  Business Insurance Cover

Finding The Best Business Insurance Cover Money Saving Expert MoneySavingExpert.com® is a British consumer finance information and discussion website founded by financial journalist Martin Lewis in February 2003 with the aim of providing information and journalistic articles enabling people to save money. In September 2012 it was bought by the moneysupermarket.com group for up to […]

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Finding The Best Business Insurance Cover

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Money Saving Expert

MoneySavingExpert.com® is a British consumer finance information and discussion website founded by financial journalist Martin Lewis in February 2003 with the aim of providing information and journalistic articles enabling people to save money. In September 2012 it was bought by the moneysupermarket.com group for up to £87M.

http://en.wikipedia.org/wiki/MoneySavingExpert.com

MoneySavingExpert.com® is the UK’s biggest consumer website with over 13 million users a month. The site’s dedicated to cutting your bills and fighting your corner with journalistic research, cutting edge tools & a massive community – all focused on finding deals, saving cash & campaigning for financial justice.

Business insurance

How Money Saving Expert Works

Any of the deals that are listed on the website are discovered via research that is done by the Money Saving Expert team. The saving and cash generating ideas are then provided to consumers via:

Weekly Email to Registered Site Users – Those who have signed up will receive a weekly email that outlines all of the latest tips, deals, guides, and loopholes. As more than half of the deals typically expire within one week, it is important for interested consumers to act quickly once they have received this email.

Money Saving Guides – The main website has a large number of different guides such as Budget Airline Fee Fighting and Cheap Gas & Electricity. It is recommended that site visitors begin by reading the Money Makeover guide.

The Money Saving Forum – In the Money Saving Forum, over 1 million current members can discuss ways to save money. Topics on the forum include discussions about becoming debt free as well as where to grab great bargains on products and services.

The site also has its own campaigns coordinator who works to align the company with various charities and politicians in order to give the consumers’ point of view on a number of different important issues.

Martins Money Tips

Martin Lewis is a UK-based financial journalist, who specialises in helping consumers to fight big retailers and financial organisations.

He has a website which is jam-packed with information, continually updated, and sends out a weekly newsletter highlighting tips, finds and suggestions.

He has written a couple of books – both are worth reading by anyone no matter where you live as many of the tips are relevant to all of us, but can only be bought from the Amazon UK site.

But it’s not all serious stuff – he is a fantastic source of freebies

Whether it’s free flights, gym passes, cash, pants, face cream, games or books, it’s all available for free on the internet if you know where to look. Some of it is ‘grab it while you can’ but there’s a lot of permanently accessible free stuff too.

Business insurance

The MoneySavingExpert.com® Forum

is a social network where users discuss bargains and consumer issues, free from people trying to sell you things.

It’s an amazing place with a huge wealth of helpful info and friendly people. But remember it’s open to all, content isn’t officially checked out by MSE and anyone can post on it.

Anticipated acquisition by MoneySupermarket of MoneySavingExpert

PARTIES

MoneySupermarket.com Group plc (MoneySupermarket) is active in the provision of price comparison services. It provides customers with online services enabling them to search and compare, in one place, a wide range of products.
MoneySavingExpert.com (MoneySavingExpert) is active in the provision of unbiased consumer information and recommendations aimed at saving money for the general public.

TRANSACTION
On 1 June 2012, MoneySupermarket signed a conditional agreement to acquire all of the assets of the MoneySavingExpert business. The parties notified the transaction on 6 July 2012. The administrative deadline is 3 September 2012.

JURISDICTION
MoneySavingExpert generated a turnover in the UK of approximately £16 million for the year ending 31 October 2011, so the turnover test in section 23 of the Enterprise Act 2002 (the Act) is not met.
On the basis of the information available to it, the Office of Fair Trading has decided that the anticipated acquisition of the MoneySavingExpert Business by MoneySupermarket.com Group plc does not qualify for investigation under the mergers provisions of the Act, because neither the UK turnover test nor the share of supply test in section 23 of the Act is met. A relevant merger situation has, therefore, not been created.

http://www.oft.gov.uk/OFTwork/mergers/decisions/2012/moneysupermarket

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Money Saving Expert Charity

By James Laverty – last updated on 25 August 2011

The MSE Charity provides grants to individuals and charities.

Money Saving Expert, and TV’s Money Guru, Martin Lewis is the creator of MoneySavingExpert.com and the founder of this charity. An ultra-specialised journalist Martin is passionate about financial education, debt education and consumer empowerment.

The MSE Charity provides grants to individuals and charities. If you’re looking to take a course that will improve your knowledge of consumer, debt, or personal money management you may be able to get a grant.

Plus if you’ve an innovative idea to help lots of people, or you’re an established charity wanting funding for a project; funds may be available. As long as it helps educate and inform people about consumer or debt issues MSE Charity may be able to help. So far the charity has handed out almost £225,000 in grants.

Criteria Grants of up to £5000 are available under the following criteria:

Projects must assist people to improve their quality of life through knowledge and understanding of how to manage and take control of their own financial situation.
Groups will need to demonstrate that they have researched and assessed the need for the project.
Groups must demonstrate that the project will make a significant difference to the beneficiaries so the OUTPUTS must be achievable, measurable, deliverable within budget and within a time frame and be sustainable.
Groups will also need to show that the project will also provide outcomes that will benefit their wider communities.
It will be necessary for groups to demonstrate that they has the skills, ability and experience to deliver the project.
The MSE Charity will consider full project cost recovery, but costs must only relate to the project itself and not the organisations core funding.
Projects must provide value for money.
For existing projects with a proven success record, consideration will only be given to those that can demonstrate that funding will be used to extend the project beyond its existing boundaries in terms of the scope of project, number of beneficiaries and/or time frame.

Who can apply

Constituted groups and individuals in the UK over 18.

How to apply

Please visit the website and complete the online application form. You may contact the charity directly if you have problems but there are guidelines and frequently asked questions on the website. For more details please visit :

www.msecharity.com

www.fundraisingni.org/grant-making/money-saving-expert-charity

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Best Business Insurance Cover http://www.yourpublicliability.org/best-business-insurance-cover/ Wed, 05 Jun 2013 13:24:26 +0000 http://www.yourpublicliability.org/?page_id=2835  Business Insurance Cover -  Business Insurance Cover

Finding The Best Business Insurance Cover Keep Calm and Insure Insurance can protect against disasters such as flood and fire and different types of liability. Insurance is not something you should ignore or avoid. If the worst happens, it will be comforting to know you have at least some level of protection. You can compare […]

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 Best Business insurance

Finding The Best Business Insurance Cover

keep calm and insure

Keep Calm and Insure

Insurance can protect against disasters such as flood and fire and different types of liability.

Insurance is not something you should ignore or avoid.

If the worst happens, it will be comforting to know you have at least some level of protection.

You can compare business insurance quotes to find the best deal.

Do You Employ People – Even Contractors Or Volunteers?

Employers’ liability insurance is a legal requirement if you employ staff – even part-time, temporary, voluntary, casual, or contract staff. If a member of your staff is injured or falls ill while working for you – you could face a major claim for compensation.

You Might Need Public Liability Insurance

Is there risk of damage, loss or injury at your place of work?

If you have visitors to your place of work, whether it’s your office or you’re home, there’s a chance they could slip or trip causing them to injure themselves. Or you could accidentally damage something while on your customer’s property. You might be held responsible and could face a costly claim for compensation.

A client might also insist that you have public liability cover before carrying out any work, and you could also need it if you want to exhibit at a conference or local trade show.

Finding The Best Business Insurance To Suit Your Commercial Needs

You can compare the cheapest business insurance quotes available from the best business insurance companies in the UK and find a cheap business insurance policy that gives you the protection you need in minutes.

Simply click on the button below:

Best business insurance

Small Business Insurance Quotes

You control your business, and now you can have control over your business insurance.

More about new business insurance

Business schools

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Business Insurance For Tradesmen http://www.yourpublicliability.org/business-insurance-tradesmen/ Mon, 13 May 2013 14:04:21 +0000 http://www.yourpublicliability.org/?page_id=2808  Business Insurance Cover -  Business Insurance Cover

Business Insurance For Tradesmen Business insurance for tradesmen If you are looking for the very best tradesman insurance at affordable prices you have come to the right place! Who Benefits? From builders to teachers, architects to woodsmen, all tradesmen benefit from having proper liability insurance. What Does Business Insurance Do? Business insurance protects you against […]

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Tradesman business insurance

Business Insurance For Tradesmen

Business insurance for tradesmen

If you are looking for the very best tradesman insurance at affordable prices you have come to the right place!

Who Benefits?

From builders to teachers, architects to woodsmen, all tradesmen benefit from having proper liability insurance.

What Does Business Insurance Do?

Business insurance protects you against incidents that you are legally responsible for – and against unexpected events outside your control.

As a tradesman or contractor, you will often be working on-site, in a customer’s home, or in unfamiliar work premises. If an accident causes injury or damage which you are legally responsible for, or someone sues you for compensation, you could lose your business, or even worse, your livelihood.

Public Liability Insurance

Public liability insurance is important for all tradesmen. It will cover the cost of a claim if a member of the public is injured or killed, or if their property is damaged because of your business.

Employers’ Liability Insurance

if you have employees or hire contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.

Insurance For Tools

If you have valuable tools, it is worth insuring them too, so if they are lost or stolen, you can get your business up and running again as soon as possible.

Will It Happen To Me?

We all think it will never happen to us, but why take the chance? Compare tradesman insurance to decide on the right business insurance for you. It might not cost as much as you’d think.

Compare and buy tradesman insurance cover online now!

Tradesman business insurance

More information:

Business Insurance
Business Public Liability Insurance
Find a tradesman

Before Employing Tradesmen Check They Have Relevant Insurance

Before employing any tradesman to carry out work on your property, check that they have the relevant insurance in place.

All decent tradesmen will have public liability insurance in place in case of causing injury or damage to person or property where they are working. Also check to see if they have employers’ liability insurance if they employ anyone.

Telegraph business

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Google Analytics For Business http://www.yourpublicliability.org/google-analytics-business/ Tue, 12 Mar 2013 16:52:31 +0000 http://www.yourpublicliability.org/?page_id=2773  Business Insurance Cover -  Business Insurance Cover

Click image to open interactive version (via Simply Business). Google Analytics For Business Some set up and know how tips for Google Analytics: Set up goal tracking Set up e-commerce tracking Set up and configure site search Set up a useful dashboard Set up custom alerts Know how to use annotations Know how to track […]

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google analytics for business
Click image to open interactive version (via Simply Business).

Google Analytics For Business

Some set up and know how tips for Google Analytics:

Set up goal tracking
Set up e-commerce tracking
Set up and configure site search
Set up a useful dashboard
Set up custom alerts

Know how to use annotations
Know how to track metrics
Know how to track email &/or advertising
Know how to create custom campaigns
Know how to check it’s all set up right

Business public liability insurance

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Business Cards http://www.yourpublicliability.org/business-cards/ Sun, 10 Feb 2013 16:00:57 +0000 http://www.yourpublicliability.org/?page_id=2734  Business Insurance Cover -  Business Insurance Cover

Get Vistaprint Cards For Business Celebrity Business Card – Bill Gates As well as needing business insurance, business people also need business cards as a way to promote their venture. A creative design for your company cards can really get peoples’ attention and make your company stand out from the crowd. There are some very […]

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Get Vistaprint Cards For Business

Celebrity Business Card – Bill Gates

As well as needing business insurance, business people also need business cards as a way to promote their venture.

A creative design for your company cards can really get peoples’ attention and make your company stand out from the crowd.

There are some very creative designs for company cards.

Vistaprint Business Cards

Vistaprint offers a web-to-print service, which allows the customer to choose from a selection of stock design templates, customise online using their own logos and imagery, select quantities, view pricing options and request them for delivery.

Design And Buy Business Cards Online

To design cards online, simply click on the Vistaprint link sign up for an account and create your card.

The entire process only takes a few minutes.

Business Card Trivia

Business Card Dimensions

In the UK, business cards have a standard dimension of 85mm × 55mm with an aspect ratio of 1.545.

Collecting Business Cards

There are several hundred known collectors of business cards, especially antique cards, celebrity cards, or cards made of unusual materials. One of the major business card collectors’ clubs is the International Business Card Collectors, IBCC. IBCC members exchange cards with other members, simply for the price of postage. Collectors often shorten the words “business card” to BC to make e-mail discussion easier.

In The News

In an age of Facebook, LinkedIn and smartphones, the humble business card is in danger of becoming obsolete.

But sometimes even the rich, famous and successful need to pass on their digits the old fashioned way – but in their own unique style.

Business cards may be pragmatic, but those in the gallery below give a fascinating insight into the personalities of their celebrity owners.

“For many, the style of the card is constrained by a bigger set of corporate style standards,” corporate psychologist Travis Kemp told the Australian Daily Telegraph.

“For an individual however, it can be a more personalised vehicle that enables a little more freedom to express uniqueness and to communicate a nuance or more intimate insight into who the owner is as a person, what they stand for or what they want the receiver to know about them.

“So for example, Walt Disney’s card provides a taste of his passion and illustrative skills on the card itself. It’s a vivid example of who he is and what he can do.”

From They need no introduction now, but they used to!

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MARKETING MATERIALS

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SIGNS & BANNERS

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INVITATIONS & ANNOUNCEMENTS

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STATIONERY

Address Labels
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Thank You Cards

CLOTHING & ACCESSORIES

T-shirts
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CHRISTMAS

Christmas Cards
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CALENDARS

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PHOTO GIFTS

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LABELS & STAMPS

Address Labels
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Ink Pads
Stickers & Decals
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MAGNETS

Car Door Magnets
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PROMOTIONAL ITEMS

Pens
Mugs
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Bottle Openers
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USB Flash Drives
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BUSINESS SERVICES

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Company Insurance http://www.yourpublicliability.org/company-insurance/ Fri, 01 Feb 2013 15:37:24 +0000 http://www.yourpublicliability.org/?page_id=2723  Business Insurance Cover -  Business Insurance Cover

Insurance For Companies Company insurance Compare company insurance quotes before buying. Find the most cost-effective company insurance for your needs. Get a competitive quote today for tailored cover specific to your company. Employers’ Liability Insurance You are required by law to take out this type of cover if you have any employees. It provides cover […]

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Company insurance

Insurance For Companies

Company insurance

Compare company insurance quotes before buying. Find the most cost-effective company insurance for your needs. Get a competitive quote today for tailored cover specific to your company.

Employers’ Liability Insurance

You are required by law to take out this type of cover if you have any employees. It provides cover for claims brought against you by workers who have been hurt or become ill as a result of working for you. It is your duty to display your certificate of insurance or provide access to an electronic copy where employees can easily access it.

Public Liability

It’s not a legal requirement to have public liability insurance but it is advisable as it protects you if claims are brought against you for damages and legal costs resulting from injury, death or damage to property caused to members of the public by any of your company’s activities.

Professional Indemnity

If you are in the business of selling your knowledge or skills, you may want to consider taking out professional indemnity insurance.

PI insurance protects your company against claims for loss or damage made by a client or third party if you make mistakes or are found to have been negligent in some or all of the services you provided. PI insurance will also cover legal costs.

Many professions are required to have PI insurance cover as a regulatory requirement or as part of their professional authorization. This includes solicitors, accountants, architects, mortgage intermediaries and insurance brokers. Many consultants, advertising and PR agencies, and designers also choose to have this type of insurance.

Tradesman

Building professionals and tradesmen need more than a standard, off-the-shelf policy.

Using a simple form, you can build a policy to your own specification using a combination of covers, and then choose from a range of quotes. You will be helped to get the right tradesman insurance at the right price.

Shop

Insurance for shops can be quite complex, as it covers a variety of risks. Because you are in personal contact with customers and suppliers, public liability insurance should be a priority. However, there are a few other equally important shop insurance covers to consider as well.

Restaurant

Restaurants can be high risk environments, both for customers and for employees. Even the most stringently applied health and safety procedures can’t prevent accidents from happening occasionally. For this reason, it is important to have restaurant cover.

Landlord

Landlord insurance in the UK is a policy that covers a house, flat or commercial property owner from financial losses connected with rental properties.

Is It Illegal Not To Have Business Insurance?

If you employ people, you are legally obliged to take out employers’ liability. Most businesses are not required to take out insurance for their companies under law – but this certainly doesn’t mean you should not do it anyway. Company insurance helps you to maintain a stable, safe business. Just as importantly, it can be a prerequisite for securing contracts. Many clients will require you to have certain covers, and many trade bodies will demand that their members are properly insured.

Peace Of Mind

Public liability insurance policies give people like you the peace of mind of knowing that you are properly covered so that you can concentrate on running your business!

Act Now! Get Company Insurance

An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.

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