Public Liability Insurance For Contractors
Public liability insurance covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage. This could be something that happened at your business premises such as a client slipping on a wet floor, or something outside your workplace such as an employee spilling coffee over a client’s computer when visiting their office.
All tradesmen and sub-contractors need to carry public liability insurance to protect themselves against professional and personal financial ruin.
Public liability insurance will provide your business with important protection if you: deal with the public, have clients visiting your home office or business premises or if you or an employee visit your clients’ offices.
Who Are The Contractors?
Contractor – someone a person or firm who contracts to build things.
Constructor, builder – someone who contracts for and supervises construction as of a building.
Defence contractor – a contractor concerned with the development and manufacture of systems of defence.
Hauler, haulier – a haulage contractor.
Ship-breaker – a contractor who buys old ships and breaks them up for scrap.
Subcontractor – someone who enters into a subcontract with the primary contractor.
Contract work may be done in the following areas: Pharmaceutical, Oil & Gas, Accounting, Banking and Finance, Construction, Consultancy, Education, Engineering, Health, Information Technology, Legal, Logistics and Transport, Manufacturing, Media, Public Sector, Recruitment, Sales, Scientific, Secretarial and Administration, Telecommunications.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Public liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need.
Find out how much you could save on the PLI for your business by comparing policies.
Give yourself peace of mind.
An increasing number of people have now recognized the tremendous benefits of liability insurance and are now electing to purchase insurance as a way of protecting their interests. If you have not yet thought about how you would afford the expenses that might be incurred in the event of someone launching a compensation claim against you, it is certainly time to do so.
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