Cheap Public Liability Insurance Quotes Compared Online
Cheap public liability insurance costs can easily be compared online. It makes sense for the prudent business man to review the different quotes available and find the best one suited to his or her budget.
However remember that, as with so many purchases, the cheapest public liability insurance may not necessarily be the best value for money.
Word history: The word ‘cheap’ derives from the Old English noun cēap, meaning ‘bargaining, trade, market’, which goes back to Latin caupo ‘small trader, innkeeper’. It was frequently found in phrases such as good or great cheap, meaning ‘a good deal, a bargain’. The ‘market’ sense is retained in old place names such as Cheapside and Eastcheap, and the element Chipping in the names of the Cotswold towns Chipping Norton and Chipping Campden. The use of cheap as an adjective dates from the 16th century.
Do I Need Public Liability Insurance?
You may require public liability insurance if members of the public, customers or clients visit your premises. If you run your business from home, and clients come to visit you there, havingf this type of insurance cover is sensible.
Public liability insurance should cover you financially (legal fees and expenses) if a person is accidentally injured on your premises. It will also cover you if you damage someone else’s property while carrying out your work.
Public liability insurance is essential for your business because it will provide you with financial support in the event of injury to a member of the public or damage to their property for which you are legally responsible.
Public liability insurance is an essential safeguard for small businesses, home workers, professionals and the self employed.
Compare Public Liability Insurance Quotes
To get best value for money, you should compare the market and get a range of quotes from trusted insurers.
Public liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that have caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need.
Find out how much you could save on the public liability insurance for your business by comparing policies.