Business Insurance For Tradesmen
If you are looking for the very best tradesman insurance at affordable prices you have come to the right place!
From builders to teachers, architects to woodsmen, all tradesmen benefit from having proper liability insurance.
What Does Business Insurance Do?
Business insurance protects you against incidents that you are legally responsible for – and against unexpected events outside your control.
As a tradesman or contractor, you will often be working on-site, in a customer’s home, or in unfamiliar work premises. If an accident causes injury or damage which you are legally responsible for, or someone sues you for compensation, you could lose your business, or even worse, your livelihood.
Public Liability Insurance
Public liability insurance is important for all tradesmen. It will cover the cost of a claim if a member of the public is injured or killed, or if their property is damaged because of your business.
Employers’ Liability Insurance
if you have employees or hire contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.
Insurance For Tools
If you have valuable tools, it is worth insuring them too, so if they are lost or stolen, you can get your business up and running again as soon as possible.
Will It Happen To Me?
We all think it will never happen to us, but why take the chance? Compare tradesman insurance to decide on the right business insurance for you. It might not cost as much as you’d think.
Compare and buy tradesman insurance cover online now!
Before Employing Tradesmen Check They Have Relevant Insurance
Before employing any tradesman to carry out work on your property, check that they have the relevant insurance in place.
All decent tradesmen will have public liability insurance in place in case of causing injury or damage to person or property where they are working. Also check to see if they have employers’ liability insurance if they employ anyone.